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Business Structuring

Our experts understand your goals and finances to recommend the right business structure for you. Learn about tax savings and asset protection to make informed choices. We'll help you understand different options and suggest the best one for your business's future.

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Business Structuring

Business Structure done right

Choosing the wrong structure can cost you more in tax, expose your personal assets, and create headaches when you want to grow or bring on partners. Our advisors take the time to understand your goals — now and in the future — and recommend the structure that works hardest for you.

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Start-Up Guidance

We help new businesses choose the right structure from day one, avoiding costly mistakes before they happen.

Asset Protection

Separate your personal assets from business liabilities with the right entity structure in place before you need it.

Restructuring Support

Already operating? We'll review your current structure and advise whether a change could save you tax or reduce risk.

Tax Efficiency

The right structure can legally reduce what you pay in tax. We model the options and show you the difference in real dollars.

What we cover

Every structure option, explained for you.

From sole traders to companies, trusts and partnerships, we walk you through the pros, cons, costs and tax implications of every option so you can decide with confidence.

Sole Trader

The simplest and lowest-cost way to get started. You control the business entirely and report income in your personal tax return, but your personal assets are on the line. Best suited for low-risk, early-stage businesses.

Partnership

Two or more people sharing ownership, profits and responsibilities. A low-cost structure with flexibility, but each partner is personally liable for the business's debts. We'll help you document the arrangement correctly from the start.

Company (Pty Ltd)

A separate legal entity from its owners, offering genuine asset protection and a flat 25–30% corporate tax rate. Ideal for growth-focused businesses, ownership can change without disrupting the business itself.

Discretionary (Family) Trust

One of the most tax-effective and flexible structures available. A trustee manages assets on behalf of beneficiaries, allowing income to be distributed in the most tax-efficient way each year. Popular for family businesses and investment properties.

Unit Trust

Similar to a discretionary trust but with fixed ownership units, great for businesses with multiple unrelated investors or joint ventures where each party's share needs to be clearly defined.

Company + Trust (Combined Structure)

For many growing businesses, the optimal solution combines a company and a trust, capturing the benefits of both. We model the full picture and advise when this setup makes sense for your situation.

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